**A cinematic scene** with warm, golden-hour lighting casting long, hopeful shadows across a determined community. **Close-up**: A middle-aged Black woman (brown skin, braided hair streaked with gray) stands at the forefront, her expression resolute yet compassionate, holding a hand-painted sign reading
Altadena Community Preservation Fund combats Eaton Fire displacement, addressing redlining & FEMA gaps to protect Black homeownership via grassroots efforts. (Image generated by DALL-E).

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Altadena Black Homeownership Preservation Post-Eaton Fire

By Darius Spearman (africanelements)

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The Altadena Community Preservation Fund: A Lifeline for Black Homeowners

When flames tore through Altadena in January 2025, the Eaton Fire didn’t just burn homes—it threatened to erase decades of Black community-building. Enter the Altadena Community Preservation Fund: a coalition-powered effort to stop displacement in its tracks. Spearheaded by BET Media Group and NAACP alongside local groups like Community Aid Dena, this initiative provides bridge grants for housing legal fees and recovery essentials (BET).

The fund prioritizes seniors and multi-generational families and tackles what FEMA often overlooks. Nearly 6 in 10 Black homeowners here are over 65—a demographic particularly vulnerable to insurance gaps and predatory scams. Through direct cash assistance and partnerships with independent adjusters, the coalition prevents financial freefall while preserving cultural roots (NAACP).

Homes Destroyed by Eaton Fire

Black households
48%
Non-Black households
37%

Source: UCLA Report

How Redlining Amplified the Eaton Fire’s Impact

100 years ago, bankers drew red lines around west Altadena, effectively trapping Black families in fire-prone foothills. In 2025, those same neighborhoods would become ground zero for destruction. The fire perimeter swallowed 61% of historically redlined Black homes compared to 37% in non-redlined areas (Planetizen). This wasn’t geography—it was policy.

Decades of disinvestment left these communities without fire-resistant infrastructure or adequate emergency planning. When the Santa Ana winds hit aging power lines near Eaton Canyon, it sparked what investigators now call a “perfect storm of systemic neglect” (Renewable Energy World). The result? A disproportionate blow to generational wealth through home loss.

Black Homeowner Vulnerabilities

57%

Seniors (65+ years old) facing insurance gaps

48%

Black-owned homes destroyed vs 37% non-Black

Source: LAist

Grassroots Efforts and Systemic Inequities Ahead

When official aid faltered, Altadenans turned inward. Community Aid Dena volunteers distributed $1K cash grants through laundromat networks and barbershop liaisons—money that paid for motel rooms when FEMA applications stalled. Legal advocates meanwhile fought banks trying to foreclose on ash-covered properties (LAist).

Community Aid Distribution Flow

1
Initial needs assessment via door-to-door surveys
2
Cash grants distributed through trusted local hubs
3
Legal teams challenge predatory practices

Source: BET Coverage

The UCLA report laid bare the necessity of these patchwork solutions. Federal disaster aid often bypassed Black homeowners due to inheritance deed complexities and insurance barriers. Consequently activists now demand permanent policy changes like automatic mortgage freezes and trauma-informed recovery planning (NAACP).

ABOUT THE AUTHOR

Darius Spearman is a professor of Black Studies at San Diego City College, where he has been teaching since 2007. He is the author of several books, including Between The Color Lines: A History of African Americans on the California Frontier Through 1890. You can visit Darius online at africanelements.org.